Remittance & Investment
রেমিট্যান্স ফি, ক্যাশ আউট ও সঞ্চয়পত্রের নিখুঁত হিসাব
Sending money home should not mean losing a slice to fees and poor exchange rates. These tools compare transfer costs, calculate bKash cash-out charges, show how the Bangladesh Bank 2.5% remittance incentive adds up, and estimate returns on FDR, Sanchayapatra and DPS savings back home.
Remittance & Investment
Send Money to Bangladesh
Compare transfer fees and exchange rates so more taka reaches home.
bKash / Nagad Cash Out Charge
Work out the exact bKash or Nagad cash-out charge for any amount, compare every method side by side, and find how much to send so your family receives a round figure in hand.
Remittance 2.5% Incentive Calculator
Money sent to Bangladesh through a bank or mobile wallet earns a 2.5% government bonus. Calculate the exact payout before you send.
FDR / Sanchayapatra Profit Calculator
Work out the real profit on a bank FDR, Sanchayapatra or monthly DPS in Bangladesh after the 10% or 15% tax on profit (TDS), with monthly income for savings certificates and excise duty on bank balances.
Salary → Remittance & Savings
Turn your abroad salary into a home plan: tax, living costs, live taka rate, the 2.5% incentive and FDR growth.
Wage Earner Bond (WEDB) Planner
USD government bonds built for wage earners — see the profit and encashment picture before you commit.
Frequently asked questions
How does the 2.5% government remittance incentive work?
Money sent to Bangladesh through legal banking or mobile financial services earns a 2.5% government cash incentive, credited on top of the taka your beneficiary receives. Informal hundi channels never earn it.
What is the cheapest way to send money to Bangladesh?
Total cost = transfer fee + the gap between the provider’s exchange rate and the mid-market rate. Compare both together in the Send Money comparison — a headline “zero fee” is not always the cheapest.
Why must remittance go through legal channels?
Legal channels route through SWIFT and RTGS banking channels recognized under the Wage Earners’ Scheme (Bangladesh Bank circular FEID/02-2022). Only legally remitted money earns the 2.5% incentive and keeps your beneficiary’s records clean.